Trusted Since Day One

Your Cape Coral Partner for Insurance Confidence

From waterfront homes to small business ventures, Floridian Insurance helps Cape Coral families and entrepreneurs protect what they've built — with policies crafted for life on the Florida Gulf Coast.

Get a Free Quote (239) 542-9900
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Local & Independent
24/7
Claims Support
50+
Carrier Partners
Professional insurance advisor consulting with a client in a Cape Coral office Beautiful waterfront home in Cape Coral, Florida
Fully Licensed
Florida State Approved
What We Offer

Comprehensive Coverage for Every Stage of Life

Whether you're buying your first home, growing a business, or planning for retirement, we tailor policies to fit your unique situation and budget.

Home Insurance

Protect your Cape Coral home against flood, windstorm, and the unexpected. We specialize in coastal coverage that meets Florida's unique demands.

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Auto Insurance

From sedans to trucks, we find competitive rates that keep you covered on Florida's roads without overpaying for coverage you don't need.

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Life Insurance

Term, whole, and universal life policies designed to secure your family's future — no matter what tomorrow brings.

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Business Insurance

General liability, professional liability, workers' comp — comprehensive protection so you can focus on growing your Cape Coral business.

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Flood Insurance

Standard homeowner policies don't cover flood damage. We provide NFIP and private flood insurance for properties throughout Cape Coral and Lee County.

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Financial Planning

Retirement strategies, annuities, and investment guidance to help you build and preserve wealth for the life you envision.

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Interior of Floridian Insurance office in Cape Coral
Local
Owned & Operated
About Us

Rooted in Cape Coral, Committed to You

Floridian Insurance was founded on a simple belief: insurance should be personal, not transactional. We understand the specific risks that come with coastal living in Southwest Florida — from hurricane season to rising water tables — because we live here too.

Based on Del Prado Boulevard South, we've built our practice on face-to-face relationships. When you call us, you reach a real person who knows your policy, your home, and your story. That personal attention is what keeps our clients with us for decades.

Independent Carrier Partnerships
Claims Advocacy & Support
Annual Policy Reviews
Transparent, No-Surprise Pricing
Why Floridian

What Sets Us Apart

We're not a call center disguised as an agency. Here's what our clients experience every time they work with us.

Locally Based

Right here on Del Prado. We know Cape Coral, Lee County, and the insurance landscape that serves our community.

Responsive Service

Quick answers, same-day quotes, and real follow-through. No automated menus or endless hold times.

Claims Advocacy

When something goes wrong, we're in your corner — navigating the process and fighting for the settlement you deserve.

Honest Pricing

We compare options across dozens of carriers to find the right coverage at a fair price — never pushing unnecessary add-ons.

Client Stories

Trusted by Cape Coral Residents

Hear from the people and businesses who rely on Floridian Insurance to protect what matters most.

"After a windstorm damaged our roof, Floridian Insurance handled everything — from the initial claim to the contractor coordination. They made a stressful situation completely manageable."

M
Maria G.
Homeowner, Cape Coral

"As a small business owner, I needed coverage I could actually understand. The team at Floridian walked me through every option and saved me money in the process. I recommend them to every entrepreneur I know."

J
James T.
Business Owner, Cape Coral

"We moved to Cape Coral from out of state and had no idea where to start with insurance. Floridian made the transition smooth and gave us peace of mind from day one. They truly feel like neighbors."

S
Sarah & David L.
New Residents, Cape Coral
Get Started Today

Protect What Matters Most — Starting Today

Schedule a free, no-obligation consultation. We'll review your current coverage, identify gaps, and recommend solutions that fit your life and budget.

Request a Free Quote (239) 542-9900
Get In Touch

We'd Love to Hear from You

Visit us at our Del Prado office, give us a call, or send a message — we respond to every inquiry within one business day.

Office Address
3013 Del Prado Blvd S Ste 12
Cape Coral, FL 33904
Office Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: By Appointment

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